Portfolio Strategy and Management for
Individuals and Pension/Profit Sharing Plans

The mission of ZRC Financial Services, LLC is to help individuals and families achieve their financial goals by providing comprehensive investment advice and management. ZRC's goal is to meet and exceed client expectations for competence, service and trust.

Founded in 2000, ZRC Financial Services, LLC, is a fee-only state registered investment advisor for individuals, trusts, and pension plans. We develop and supervise investment portfolios designed to provide the investor with key benefits - proven asset management expertise, strategic diversification, and liquidity - delivered with our personalized and responsive service.

Richard P. Clarke is a Personal Financial Specialist and a member of the Financial Planning Association. Co-founder and director of Zainer Rinehart Clarke DFK, one of Sonoma County's premier CPA firms, Rick is a CPA with over 30 years of experience advising clients on investment decisions. He earned a B.A. in economics from Amherst College and holds an M.B.A. in finance from Wharton School of Finance, University of Pennsylvania.